I Know I Need Help. Can I Afford It?
Reaching out for support can feel vulnerable — and wondering about the cost is a very real part of that process. At 3rd Wave Counseling, we do our best to make care feel approachable and manageable.
If you’re feeling unsure or overwhelmed, you don’t have to figure it out alone — our team is here to walk you through your options with care, clarity, and zero pressure so you can focus on getting the help you need.
Insurance Accepted
Self Pay
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Individual Therapy, Couples, & Family Therapy - $150 - $300
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DBT Skills Group - $100 - $300
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Neuropsych Testing - Varies per provider
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Psychiatry - Varies per provider
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Sliding Scale: Apply if you may be eligible
Payment Methods
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ACH Bank Transfer
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Cash
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Check
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Health Savings Account (HSA)
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Paypal
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All Major Credit Cards
Understanding Therapy Costs & Payment Options
Our session rates typically range from $150–$300, depending on the type and length of service, including individual, couples, and family therapy. Standard sessions are $150 per clinical hour, which includes approximately 50 minutes of face-to-face therapy. We believe quality mental health care should feel accessible, so sliding scale options may be available based on financial need and provider availability. We work with a variety of insurance plans to help make care more affordable; however, not all providers are contracted with every plan, so we recommend confirming in-network status with our office when scheduling.
Payment is due at the time of service for your portion of the fee, and we accept cash, credit cards, and HSA/FSA cards (in credit card form). If you have questions about rates, insurance, or finding an option that fits your situation, we’re always happy to talk through it with you — openly, supportively, and without pressure.
Insurance Verification & Billing Process
Getting the care you need shouldn’t be stressful — and your insurance shouldn’t stand in the way.
At 3rd Wave Counseling, we walk with you through every step of insurance verification and billing so you can focus on your healing. Whether you’re attending individual therapy, couples or family therapy, or a DBT skills group, we make the process clear, supportive, and easy to navigate.
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Review Your Benefits With Our Team
Before your first session, we review your benefits and costs with you.
We help you understand:
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What your insurance will cover
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Out-of-network vs in-network options
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Self-pay rates and sliding scale possibilities
This ensures you can make informed choices without surprises.